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Arkansas teen driving requirements

The Graduated Driver License program was developed to allow teens to safely gain driving experience before obtaining full driving privileges (Act 394, 2009). This law provides for teen driver's licenses in three levels: learner's license, intermediate license and unrestricted/regular license. Arkansas's GDL system applies to drivers ages 14-18 and includes comprehensive restrictions on nighttime driving, passenger limits, and electronic device use. The GDL programs limits nighttime driving, restricts cell phone use and limits the number of passengers allowed for teen drivers.

Overview

The Graduated Driver License program was developed to allow teens to safely gain driving experience before obtaining full driving privileges (Act 394, 2009). This law provides for teen driver's licenses in three levels: learner's license, intermediate license and unrestricted/regular license. Arkansas's GDL system applies to drivers ages 14-18 and includes comprehensive restrictions on nighttime driving, passenger limits, and electronic device use. The GDL programs limits nighttime driving, restricts cell phone use and limits the number of passengers allowed for teen drivers.

Key finding

Arkansas uses a graduated licensing system that requires teens to progress through structured stages before earning full driving privileges. This approach has been shown to significantly reduce crash risk among new drivers.

Licensing timeline

Learner's license is for ages 14-15. The licensee is authorized to operate a motor vehicle if accompanied by a licensed driver 21 years of age or older. After holding a learner's license for six months with no serious violations or at-fault accidents, teens can advance to an intermediate license at age 16. At 18 years-of-age teens are eligible to apply for a regular, unrestricted, driver's license, contingent on a clean driving record for the previous year.
Licensing stages summary
StageMinimum AgeKey Details
Learner's permit14 years oldMust pass written test and vision screening
Graduated/provisional license16 years oldGDL restrictions apply
Restrictions endAfter 6 monthsAdult supervision requirement ends after 6 months if obtained at age 16, or at age 18, whichever comes first

Unrestricted license available at age 18 with 12 months clean driving record

Practice paths

Standard learner's permit pathway requiring written and road tests

Practice requirements
RequirementDetails
Supervised hours0 hours total
Night hours0 hours required
Driver educationNot required
Road testRequired

Graduated Driver Licensing (GDL) requirements

Applicants for an intermediate driver's license issued on or after July 31, 2009 are required to sign an acknowledgement they understand these restrictions: Prohibited from operating a motor vehicle with more than one unrelated minor passenger unless accompanied by a licensed driver 21 years of age or older. Prohibited from operating a motor vehicle between the hours of 11:00 pm and 4:00 am unless the licensee is: accompanied by a person 21 years of age or older; driving to or from a school activity, church-related activity, or job; or driving because of an emergency. Cell phone use is prohibited except for emergencies. Intermediate license holders must have an adult with them in the car for the first six months of holding the license. All passengers must wear seat belts at all times.
GDL restrictions during provisional period
RestrictionDetails
Permit holding period6 months minimum for intermediate license eligibility
Nighttime restriction11:00 PM to 4:00 AM for intermediate license holders
Passenger restrictionNo more than one unrelated minor passenger unless accompanied by driver 21 or older
Cell phone restrictionNo cellular phone or wireless communication device use while driving except for emergencies
Supervisor requirementLicensed driver age 21 or older required for learner's permit and first 6 months of intermediate license

Nighttime restriction exceptions:

  • accompanied by driver 21 or older
  • driving to or from school activity
  • church-related activity
  • job
  • emergency

Passenger restriction exceptions:

  • related minors (siblings, step-siblings, household members)
  • driver 21 or older present

Important caveat

GDL restrictions vary by state and can change when new legislation is enacted. The restrictions listed above were last verified on 2026-04-03. Always confirm current requirements with the Arkansas official DMV website.

Minimum insurance requirements

The minimum liability you are required to carry by law is $25,000 per person for bodily injury, $50,000 per accident and $25,000 to cover property damage to other's property. Arkansas operates under an at-fault insurance system, meaning the driver responsible for an accident bears financial responsibility for damages. The state's add-on no-fault system allows drivers to add Personal Injury Protection (PIP) coverage for extra protection, although it's not mandatory. Insurance companies must offer uninsured/underinsured motorist coverage, though drivers can decline this protection in writing.
Minimum liability coverage amounts
Coverage TypeMinimum Amount
Bodily injury per person$25,000
Bodily injury per accident$50,000
Property damage$25,000

UM/UIM coverage: Uninsured/underinsured motorist coverage must be offered but can be declined

Insurance considerations for teen drivers

Teen drivers represent a higher risk category for insurers, typically resulting in substantially higher premiums compared to experienced adult drivers. The state's minimum liability limits may prove insufficient for serious accidents involving multiple vehicles or significant injuries, as medical costs and property damage can easily exceed the $25,000 per person bodily injury limit. Teen drivers and their families typically consider higher liability limits to protect against potential financial exposure from accidents that exceed state minimums.

Fees

Licensing fees
Fee TypeAmount
Learner's permit$40
Driver's license$40

Additional $5 fee for written test

Official resources

Sources and verification

  1. Arkansas Department of Finance and Administration - Graduated Licenses
  2. Arkansas Insurance Department - Consumer FAQ
  3. Arkansas Code Title 27 - Driver Licensing
Last verified: 2026-04-03. This page contains 3 cited sources.